Non-Trucking liability provides coverage when you are leased on to another DOT but not under load. The DOT that you are leased onto provides primary liability coverage when your vehicle is being used to transport, load, unload, or operate on behalf of that company. This is a way for you to protect yourself and the company you are leased to. This coverage is commonly coupled with physical damage coverage to protect your vehicle and assets.
Non-trucking liability policies will require proof of your permanent lease agreement to be sent over to the underwriter to prove that you have primary liability coverage.
